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At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,810/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.26M · min. income ≈ HK$31,620/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 388 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-25 | HK$3.00M | −25.0% 4.3y · −6.0%/yr |
| 2021-02-23 | HK$4.00M | +183.7% 11.4y · 16.0%/yr |
| 2009-10-13 | HK$1.41M | +8.5% |
| 2008-07-08 | HK$1.30M | +30.0% |
| 2006-05-18 | HK$1.00M | +8.7% |
| 2005-01-20 | HK$920K | — |