▼ 0.50% · 3.625%
HK$13,669
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,094
−HK$432/mo
Today · 4.125%
HK$14,526
baseline
▲ 0.50% · 4.625%
HK$15,410
+HK$884/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,052/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,206
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,614
−HK$414/mo
Today · 4.125%
HK$16,028
baseline
▲ 0.50% · 4.625%
HK$16,873
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,056/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,036
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,503
−HK$475/mo
Today · 4.125%
HK$15,978
baseline
▲ 0.50% · 4.625%
HK$16,951
+HK$973/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$31,956/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,727
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,176
−HK$455/mo
Today · 4.125%
HK$17,631
baseline
▲ 0.50% · 4.625%
HK$18,560
+HK$929/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$35,262/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,402
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,913
−HK$518/mo
Today · 4.125%
HK$17,431
baseline
▲ 0.50% · 4.625%
HK$18,492
+HK$1,061/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,862/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,248
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,737
−HK$496/mo
Today · 4.125%
HK$19,233
baseline
▲ 0.50% · 4.625%
HK$20,247
+HK$1,014/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,466/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,769
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,322
−HK$562/mo
Today · 4.125%
HK$18,884
baseline
▲ 0.50% · 4.625%
HK$20,033
+HK$1,149/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$37,768/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,768
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,298
−HK$538/mo
Today · 4.125%
HK$20,836
baseline
▲ 0.50% · 4.625%
HK$21,935
+HK$1,099/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$41,672/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,136
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,731
−HK$605/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,574
+HK$1,238/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,289
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,860
−HK$579/mo
Today · 4.125%
HK$22,439
baseline
▲ 0.50% · 4.625%
HK$23,622
+HK$1,183/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,878/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,503
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,141
−HK$648/mo
Today · 4.125%
HK$21,789
baseline
▲ 0.50% · 4.625%
HK$23,115
+HK$1,326/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$43,578/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,809
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,421
−HK$621/mo
Today · 4.125%
HK$24,042
baseline
▲ 0.50% · 4.625%
HK$25,309
+HK$1,267/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$48,084/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,870
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,550
−HK$691/mo
Today · 4.125%
HK$23,241
baseline
▲ 0.50% · 4.625%
HK$24,656
+HK$1,415/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$46,482/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,330
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,983
−HK$662/mo
Today · 4.125%
HK$25,645
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,351/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$51,290/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,237
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$734/mo
Today · 4.125%
HK$24,694
baseline
▲ 0.50% · 4.625%
HK$26,197
+HK$1,503/mo
Deposit HK$899K · loan HK$5.10M · min. income ≈ HK$49,388/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,851
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,544
−HK$703/mo
Today · 4.125%
HK$27,247
baseline
▲ 0.50% · 4.625%
HK$28,684
+HK$1,437/mo
Deposit HK$899K · loan HK$5.10M · min. income ≈ HK$54,494/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,604
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,369
−HK$778/mo
Today · 4.125%
HK$26,147
baseline
▲ 0.50% · 4.625%
HK$27,737
+HK$1,590/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,294/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,371
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,105
−HK$745/mo
Today · 4.125%
HK$28,850
baseline
▲ 0.50% · 4.625%
HK$30,371
+HK$1,521/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,700/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,874 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).