▼ 0.50% · 3.625%
HK$12,990
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,394
−HK$411/mo
Today · 4.125%
HK$13,805
baseline
▲ 0.50% · 4.625%
HK$14,645
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,610/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,452
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,839
−HK$393/mo
Today · 4.125%
HK$15,232
baseline
▲ 0.50% · 4.625%
HK$16,035
+HK$803/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,464/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,289
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,734
−HK$451/mo
Today · 4.125%
HK$15,185
baseline
▲ 0.50% · 4.625%
HK$16,109
+HK$924/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$30,370/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,897
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,323
−HK$433/mo
Today · 4.125%
HK$16,756
baseline
▲ 0.50% · 4.625%
HK$17,639
+HK$883/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$33,512/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,588
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,073
−HK$493/mo
Today · 4.125%
HK$16,566
baseline
▲ 0.50% · 4.625%
HK$17,574
+HK$1,008/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,132/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,342
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,807
−HK$472/mo
Today · 4.125%
HK$18,279
baseline
▲ 0.50% · 4.625%
HK$19,242
+HK$963/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,558/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,887
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,413
−HK$533/mo
Today · 4.125%
HK$17,946
baseline
▲ 0.50% · 4.625%
HK$19,038
+HK$1,092/mo
Deposit HK$1.99M · loan HK$3.70M · min. income ≈ HK$35,892/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,787
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,291
−HK$511/mo
Today · 4.125%
HK$19,802
baseline
▲ 0.50% · 4.625%
HK$20,846
+HK$1,044/mo
Deposit HK$1.99M · loan HK$3.70M · min. income ≈ HK$39,604/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,186
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,752
−HK$575/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,503
+HK$1,176/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,232
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,775
−HK$550/mo
Today · 4.125%
HK$21,325
baseline
▲ 0.50% · 4.625%
HK$22,449
+HK$1,124/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,650/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,486
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,092
−HK$615/mo
Today · 4.125%
HK$20,707
baseline
▲ 0.50% · 4.625%
HK$21,967
+HK$1,260/mo
Deposit HK$1.42M · loan HK$4.27M · min. income ≈ HK$41,414/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,677
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$590/mo
Today · 4.125%
HK$22,849
baseline
▲ 0.50% · 4.625%
HK$24,053
+HK$1,204/mo
Deposit HK$1.42M · loan HK$4.27M · min. income ≈ HK$45,698/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,785
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,431
−HK$657/mo
Today · 4.125%
HK$22,088
baseline
▲ 0.50% · 4.625%
HK$23,432
+HK$1,344/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$44,176/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,123
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,743
−HK$629/mo
Today · 4.125%
HK$24,372
baseline
▲ 0.50% · 4.625%
HK$25,657
+HK$1,285/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$48,744/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,084
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,771
−HK$697/mo
Today · 4.125%
HK$23,468
baseline
▲ 0.50% · 4.625%
HK$24,896
+HK$1,428/mo
Deposit HK$855K · loan HK$4.84M · min. income ≈ HK$46,936/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,568
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,227
−HK$668/mo
Today · 4.125%
HK$25,895
baseline
▲ 0.50% · 4.625%
HK$27,260
+HK$1,365/mo
Deposit HK$855K · loan HK$4.84M · min. income ≈ HK$51,790/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,383
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,110
−HK$739/mo
Today · 4.125%
HK$24,849
baseline
▲ 0.50% · 4.625%
HK$26,361
+HK$1,512/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,698/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,013
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,711
−HK$707/mo
Today · 4.125%
HK$27,418
baseline
▲ 0.50% · 4.625%
HK$28,864
+HK$1,446/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,836/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,180 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).