Home Eastern District Cheerful Garden Block 2

39/F K

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Floor

1/F B 592 ft² 1/F F 484 ft² 1/F C 592 ft² 1/F J 483 ft² 2/F C 592 ft² 2/F D 592 ft² 2/F G 592 ft² 3/F C 592 ft² 3/F D 592 ft² 3/F G 592 ft² 3/F A 592 ft² 4/F C 592 ft² 4/F E 431 ft² 4/F G 592 ft² 4/F H 592 ft² 4/F B 592 ft² 5/F B 592 ft² 5/F G 592 ft² 5/F K 431 ft² 5/F D 592 ft² 6/F E 431 ft² 6/F H 592 ft² 6/F F 484 ft² 7/F H 592 ft² 7/F J 483 ft² 7/F B 592 ft² 7/F E 431 ft² 8/F G 592 ft² 8/F J 483 ft² 8/F K 431 ft² 9/F C 592 ft² 9/F G 592 ft² 10/F A 592 ft² 10/F F 484 ft² 10/F K 431 ft² 10/F G 592 ft² 10/F J 483 ft² 11/F C 592 ft² 11/F E 431 ft² 11/F G 592 ft² 12/F A 592 ft² 13/F B 592 ft² 13/F C 592 ft² 13/F F 484 ft² 13/F G 592 ft² 13/F K 431 ft² 14/F A 592 ft² 14/F K 431 ft² 14/F H 592 ft² 15/F H 592 ft² 15/F J 483 ft² 16/F D 592 ft² 16/F J 483 ft² 16/F G 592 ft² 17/F E 431 ft² 18/F A 592 ft² 18/F H 592 ft² 18/F J 483 ft² 19/F A 592 ft² 19/F C 592 ft² 19/F G 592 ft² 19/F H 592 ft² 19/F K 431 ft² 20/F A 592 ft² 20/F C 592 ft² 20/F G 592 ft² 20/F H 592 ft² 20/F K 431 ft² 21/F C 592 ft² 21/F H 592 ft² 21/F D 592 ft² 21/F G 592 ft² 21/F J 483 ft² 22/F E 431 ft² 22/F J 483 ft² 22/F C 592 ft² 22/F K 431 ft² 23/F A 592 ft² 23/F J 483 ft² 24/F F 484 ft² 24/F K 431 ft² 25/F G 592 ft² 25/F K 431 ft² 26/F A 592 ft² 26/F C 592 ft² 26/F D 592 ft² 26/F F 484 ft² 26/F G 592 ft² 26/F H 592 ft² 26/F J 483 ft² 27/F B 592 ft² 27/F C 592 ft² 28/F A 592 ft² 29/F B 592 ft² 29/F E 431 ft² 29/F G 592 ft² 29/F H 592 ft² 29/F J 483 ft² 30/F J 483 ft² 30/F A 592 ft² 30/F D 592 ft² 31/F B 592 ft² 31/F D 592 ft² 31/F G 592 ft² 31/F K 431 ft² 31/F C 592 ft² 31/F F 484 ft² 32/F A 592 ft² 32/F B 592 ft² 32/F D 592 ft² 32/F C 592 ft² 32/F F 484 ft² 33/F B 592 ft² 33/F E 431 ft² 33/F H 592 ft² 33/F D 592 ft² 33/F J 483 ft² 34/F C 592 ft² 35/F B 592 ft² 35/F C 592 ft² 35/F D 592 ft² 35/F J 483 ft² 35/F K 431 ft² 36/F J 483 ft² 36/F K 431 ft² 37/F A 592 ft² 37/F D 592 ft² 37/F H 592 ft² 38/F B 592 ft² 38/F F 484 ft² 38/F J 483 ft² 38/F K 431 ft² 38/F D 592 ft² 39/F A 592 ft² 39/F E 431 ft² 39/F K 431 ft² 39/F C 592 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.52M

≈ HK$8,177 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$352K, with repayments around HK$15,373/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$14,466

−HK$907/mo

▼ 0.25% · 3.875%

HK$14,916

−HK$457/mo

Today · 4.125%

HK$15,373

baseline

▲ 0.50% · 4.625%

HK$16,309

+HK$936/mo

Deposit HK$352K · loan HK$3.17M · min. income ≈ HK$30,746/mo (50% DSR)

Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 39/F
Flat: K
Saleable Area: 431 ft²
Gross Area: 520 ft²
Efficiency: 83%
District: Eastern District · Hong Kong Island
School net (POA): 16

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1995-08-25	HK$890K	—	—	HK$1,712

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Chai Wan

≈ 18 min walk · 1,369 m

(quite far — consider other transport options)

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (8 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com