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Home Eastern District CHEERFUL GARDEN BLOCK 2

20/F K

in CHEERFUL GARDEN BLOCK 2

Eastern District · Hong Kong Island

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1/F B 592 ft² 1/F C 592 ft² 1/F F 484 ft² 1/F J 483 ft² 2/F C 592 ft² 2/F D 592 ft² 2/F G 592 ft² 3/F A 592 ft² 3/F C 592 ft² 3/F D 592 ft² 3/F G 592 ft² 4/F B 592 ft² 4/F C 592 ft² 4/F E 431 ft² 4/F G 592 ft² 4/F H 592 ft² 5/F B 592 ft² 5/F D 592 ft² 5/F G 592 ft² 5/F K 431 ft² 6/F E 431 ft² 6/F F 484 ft² 6/F H 592 ft² 7/F B 592 ft² 7/F E 431 ft² 7/F H 592 ft² 7/F J 483 ft² 8/F G 592 ft² 8/F J 483 ft² 8/F K 431 ft² 9/F C 592 ft² 9/F G 592 ft² 10/F A 592 ft² 10/F F 484 ft² 10/F G 592 ft² 10/F J 483 ft² 10/F K 431 ft² 11/F C 592 ft² 11/F E 431 ft² 11/F G 592 ft² 12/F A 592 ft² 13/F B 592 ft² 13/F C 592 ft² 13/F F 484 ft² 13/F G 592 ft² 13/F K 431 ft² 14/F A 592 ft² 14/F H 592 ft² 14/F K 431 ft² 15/F H 592 ft² 15/F J 483 ft² 16/F D 592 ft² 16/F G 592 ft² 16/F J 483 ft² 17/F E 431 ft² 18/F A 592 ft² 18/F H 592 ft² 18/F J 483 ft² 19/F A 592 ft² 19/F C 592 ft² 19/F G 592 ft² 19/F H 592 ft² 19/F K 431 ft² 20/F A 592 ft² 20/F C 592 ft² 20/F G 592 ft² 20/F H 592 ft² 20/F K 431 ft² 21/F C 592 ft² 21/F D 592 ft² 21/F G 592 ft² 21/F H 592 ft² 21/F J 483 ft² 22/F C 592 ft² 22/F E 431 ft² 22/F J 483 ft² 22/F K 431 ft² 23/F A 592 ft² 23/F J 483 ft² 24/F F 484 ft² 24/F K 431 ft² 25/F G 592 ft² 25/F K 431 ft² 26/F A 592 ft² 26/F C 592 ft² 26/F D 592 ft² 26/F F 484 ft² 26/F G 592 ft² 26/F H 592 ft² 26/F J 483 ft² 27/F B 592 ft² 27/F C 592 ft² 28/F A 592 ft² 29/F B 592 ft² 29/F E 431 ft² 29/F G 592 ft² 29/F H 592 ft² 29/F J 483 ft² 30/F A 592 ft² 30/F D 592 ft² 30/F J 483 ft² 31/F B 592 ft² 31/F C 592 ft² 31/F D 592 ft² 31/F F 484 ft² 31/F G 592 ft² 31/F K 431 ft² 32/F A 592 ft² 32/F B 592 ft² 32/F C 592 ft² 32/F D 592 ft² 32/F F 484 ft² 33/F B 592 ft² 33/F D 592 ft² 33/F E 431 ft² 33/F H 592 ft² 33/F J 483 ft² 34/F C 592 ft² 35/F B 592 ft² 35/F C 592 ft² 35/F D 592 ft² 35/F J 483 ft² 35/F K 431 ft² 36/F J 483 ft² 36/F K 431 ft² 37/F A 592 ft² 37/F D 592 ft² 37/F H 592 ft² 38/F B 592 ft² 38/F D 592 ft² 38/F F 484 ft² 38/F J 483 ft² 38/F K 431 ft² 39/F A 592 ft² 39/F C 592 ft² 39/F E 431 ft² 39/F K 431 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.63M
≈ HK$8,411 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,812/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$14,879
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,342
−HK$470/mo
Today · 4.125%
HK$15,812
baseline
▲ 0.50% · 4.625%
HK$16,774
+HK$962/mo

Deposit HK$363K · loan HK$3.26M · min. income ≈ HK$31,624/mo (50% DSR)

Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Chai Wan Station
≈ 18 min walk · 1,367 m
Education
22
schools within 1 km (17 within 500 m)
Daily convenience
14
within 1 km (14 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 14 shopping and daily-needs spots nearby.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
K
Saleable Area
431 Saleable ft²
Gross Area
521 ft²
Efficiency
83%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2001-05-31 HK$1.00M —

Other appraised units in this building

1/F B
592 ft²
HK$4.03M
1/F C
592 ft²
HK$4.01M
1/F F
484 ft²
HK$3.41M
1/F J
483 ft²
HK$3.41M
2/F C
592 ft²
HK$4.11M
2/F D
592 ft²
HK$4.07M
Data sourced from Renavon.com