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Home Eastern District Cheerful Garden Block 4

4/F K

in Cheerful Garden Block 4

Eastern District · Hong Kong Island

Switch unit
Floor
1/F A 592 ft² 1/F D 592 ft² 1/F E 431 ft² 1/F G 592 ft² 1/F F 484 ft² 2/F B 592 ft² 2/F H 592 ft² 2/F G 592 ft² 3/F H 592 ft² 3/F K 431 ft² 3/F A 592 ft² 3/F G 592 ft² 4/F C 592 ft² 4/F K 431 ft² 4/F D 592 ft² 4/F F 484 ft² 4/F G 592 ft² 5/F C 592 ft² 5/F D 592 ft² 5/F E 431 ft² 5/F F 484 ft² 6/F G 592 ft² 6/F A 592 ft² 6/F B 592 ft² 7/F A 592 ft² 7/F B 592 ft² 7/F K 431 ft² 8/F H 592 ft² 8/F D 592 ft² 9/F A 592 ft² 9/F B 592 ft² 9/F C 592 ft² 9/F D 592 ft² 9/F E 431 ft² 9/F J 483 ft² 10/F C 592 ft² 10/F D 592 ft² 10/F J 483 ft² 10/F H 592 ft² 11/F H 592 ft² 12/F A 592 ft² 12/F D 592 ft² 12/F E 431 ft² 12/F F 484 ft² 12/F K 431 ft² 12/F C 592 ft² 13/F C 592 ft² 13/F D 592 ft² 13/F F 484 ft² 13/F J 483 ft² 13/F K 431 ft² 14/F D 592 ft² 14/F F 484 ft² 14/F G 592 ft² 14/F H 592 ft² 15/F B 592 ft² 15/F J 483 ft² 16/F A 592 ft² 16/F H 592 ft² 16/F K 431 ft² 16/F G 592 ft² 17/F E 431 ft² 17/F F 484 ft² 17/F J 483 ft² 18/F B 592 ft² 18/F D 592 ft² 18/F F 484 ft² 18/F G 592 ft² 18/F H 592 ft² 19/F B 592 ft² 19/F D 592 ft² 19/F J 483 ft² 20/F B 592 ft² 20/F C 592 ft² 20/F E 431 ft² 20/F A 592 ft² 21/F F 484 ft² 21/F G 592 ft² 21/F J 483 ft² 21/F K 431 ft² 21/F H 592 ft² 22/F A 592 ft² 22/F C 592 ft² 22/F D 592 ft² 22/F E 431 ft² 22/F F 484 ft² 22/F H 592 ft² 22/F J 483 ft² 23/F A 592 ft² 23/F B 592 ft² 23/F F 484 ft² 23/F G 592 ft² 23/F E 431 ft² 24/F A 592 ft² 24/F C 592 ft² 24/F H 592 ft² 24/F K 431 ft² 25/F H 592 ft² 26/F K 431 ft² 26/F C 592 ft² 26/F J 483 ft² 27/F D 592 ft² 27/F F 484 ft² 27/F B 592 ft² 27/F K 431 ft² 28/F B 592 ft² 28/F D 592 ft² 28/F F 484 ft² 28/F K 431 ft² 29/F A 592 ft² 29/F B 592 ft² 29/F F 484 ft² 30/F E 431 ft² 31/F A 592 ft² 31/F F 484 ft² 31/F C 592 ft² 32/F A 592 ft² 32/F D 592 ft² 33/F B 592 ft² 33/F F 484 ft² 33/F H 592 ft² 33/F K 431 ft² 33/F J 483 ft² 34/F C 592 ft² 34/F D 592 ft² 34/F K 431 ft² 35/F D 592 ft² 35/F E 431 ft² 35/F G 592 ft² 35/F H 592 ft² 35/F K 431 ft² 36/F H 592 ft² 36/F E 431 ft² 37/F E 431 ft² 37/F F 484 ft² 37/F K 431 ft² 38/F A 592 ft² 38/F D 592 ft² 38/F E 431 ft² 38/F F 484 ft² 38/F H 592 ft² 38/F J 483 ft² 38/F C 592 ft² 39/F A 592 ft² 39/F E 431 ft² 39/F C 592 ft² 40/F A 592 ft² 40/F H 592 ft² 40/F J 483 ft² 40/F B 592 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.49M
≈ HK$8,097 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$349K, with repayments around HK$15,222/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,324
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,769
−HK$453/mo
Today · 4.125%
HK$15,222
baseline
▲ 0.50% · 4.625%
HK$16,148
+HK$926/mo

Deposit HK$349K · loan HK$3.14M · min. income ≈ HK$30,444/mo (50% DSR)

Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
K
Saleable Area
431 ft²
Gross Area
521 ft²
Efficiency
83%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2013-01-07 HK$3.43M +87.4%
2010-01-29 HK$1.83M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 18 min walk · 1,369 m
(quite far — consider other transport options)
Education
18
schools within 1 km (13 within 500 m)
Daily convenience
8
within 1 km (8 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

1/F A
592 ft²
HK$3.93M
1/F D
592 ft²
HK$3.92M
1/F E
431 ft²
HK$3.21M
1/F G
592 ft²
HK$3.93M
1/F F
484 ft²
HK$3.38M
2/F B
592 ft²
HK$4.14M
Data sourced from Renavon.com