Home Eastern District CHEERFUL GARDEN BLOCK 5

20/F C

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1/F D 592 ft² 1/F G 592 ft² 1/F H 592 ft² 2/F A 592 ft² 2/F B 592 ft² 2/F C 592 ft² 3/F B 592 ft² 3/F C 592 ft² 3/F G 592 ft² 3/F J 483 ft² 4/F E 431 ft² 4/F H 592 ft² 5/F B 592 ft² 5/F C 592 ft² 5/F J 483 ft² 6/F A 592 ft² 6/F E 431 ft² 7/F A 592 ft² 7/F B 592 ft² 7/F D 592 ft² 7/F J 483 ft² 8/F A 592 ft² 8/F C 592 ft² 8/F E 431 ft² 8/F H 592 ft² 8/F J 483 ft² 9/F A 592 ft² 9/F B 592 ft² 9/F C 592 ft² 9/F F 484 ft² 9/F H 592 ft² 10/F A 592 ft² 10/F B 592 ft² 10/F C 592 ft² 10/F E 431 ft² 10/F F 484 ft² 11/F A 592 ft² 11/F C 592 ft² 11/F D 592 ft² 11/F E 431 ft² 11/F F 484 ft² 11/F G 592 ft² 12/F A 592 ft² 12/F B 592 ft² 12/F C 592 ft² 12/F D 592 ft² 12/F E 431 ft² 12/F F 484 ft² 12/F K 431 ft² 13/F A 592 ft² 13/F B 592 ft² 13/F E 431 ft² 13/F J 483 ft² 14/F A 592 ft² 14/F B 592 ft² 15/F A 592 ft² 15/F B 592 ft² 15/F E 431 ft² 15/F F 484 ft² 15/F G 592 ft² 15/F J 483 ft² 16/F A 592 ft² 16/F B 592 ft² 16/F E 431 ft² 16/F F 484 ft² 16/F K 431 ft² 17/F C 592 ft² 17/F E 431 ft² 17/F H 592 ft² 17/F K 431 ft² 18/F D 592 ft² 19/F C 592 ft² 19/F D 592 ft² 19/F E 431 ft² 19/F F 484 ft² 19/F G 592 ft² 19/F H 592 ft² 19/F K 431 ft² 20/F A 592 ft² 20/F C 592 ft² 20/F E 431 ft² 20/F G 592 ft² 21/F A 592 ft² 21/F C 592 ft² 21/F D 592 ft² 21/F H 592 ft² 21/F K 431 ft² 22/F A 592 ft² 22/F B 592 ft² 22/F C 592 ft² 22/F E 431 ft² 22/F F 484 ft² 22/F H 592 ft² 23/F B 592 ft² 23/F C 592 ft² 23/F F 484 ft² 23/F H 592 ft² 23/F K 431 ft² 24/F F 484 ft² 24/F H 592 ft² 24/F K 431 ft² 25/F A 592 ft² 25/F B 592 ft² 25/F E 431 ft² 25/F H 592 ft² 25/F J 483 ft² 26/F D 592 ft² 26/F E 431 ft² 26/F G 592 ft² 26/F J 483 ft² 27/F B 592 ft² 27/F D 592 ft² 27/F H 592 ft² 27/F J 483 ft² 28/F E 431 ft² 28/F F 484 ft² 28/F G 592 ft² 28/F H 592 ft² 28/F K 431 ft² 29/F B 592 ft² 29/F F 484 ft² 29/F J 483 ft² 29/F K 431 ft² 30/F C 592 ft² 30/F E 431 ft² 30/F F 484 ft² 30/F H 592 ft² 30/F J 483 ft² 31/F C 592 ft² 31/F D 592 ft² 31/F F 484 ft² 31/F H 592 ft² 31/F J 483 ft² 32/F C 592 ft² 32/F K 431 ft² 33/F D 592 ft² 33/F E 431 ft² 33/F K 431 ft² 34/F C 592 ft² 34/F H 592 ft² 35/F A 592 ft² 35/F E 431 ft² 35/F G 592 ft² 35/F H 592 ft² 35/F K 431 ft² 36/F A 592 ft² 36/F H 592 ft² 36/F K 431 ft² 37/F B 592 ft² 37/F D 592 ft² 37/F E 431 ft² 37/F F 484 ft² 37/F H 592 ft² 37/F J 483 ft² 37/F K 431 ft² 38/F A 592 ft² 38/F C 592 ft² 38/F H 592 ft² 38/F J 483 ft² 39/F A 592 ft² 39/F B 592 ft² 39/F C 592 ft² 39/F D 592 ft² 39/F E 431 ft² 39/F G 592 ft² 39/F J 483 ft² 39/F K 431 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.48M

≈ HK$7,570 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,547/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,394

−HK$1,153/mo

▼ 0.25% · 3.875%

HK$18,966

−HK$581/mo

Today · 4.125%

HK$19,547

baseline

▲ 0.50% · 4.625%

HK$20,737

+HK$1,190/mo

Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,094/mo (50% DSR)

Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,222 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Chai Wan Station

≈ 18 min walk · 1,415 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 14 shopping and daily-needs spots nearby.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: C
Saleable Area: 592 Saleable ft²
Gross Area: 716 ft²
Efficiency: 83%
District: Eastern District · Hong Kong Island
School net (POA): 16

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2011-09-22	HK$2.39M	—	HK$4,037	HK$3,338

Other appraised units in this building

Data sourced from Renavon.com