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Home Eastern District Cheerful Garden Block 5

20/F E

in Cheerful Garden Block 5

Eastern District · Hong Kong Island

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Floor
1/F D 592 ft² 1/F G 592 ft² 1/F H 592 ft² 2/F B 592 ft² 2/F C 592 ft² 2/F A 592 ft² 3/F C 592 ft² 3/F G 592 ft² 3/F J 483 ft² 3/F B 592 ft² 4/F E 431 ft² 4/F H 592 ft² 5/F C 592 ft² 5/F B 592 ft² 5/F J 483 ft² 6/F A 592 ft² 6/F E 431 ft² 7/F B 592 ft² 7/F J 483 ft² 7/F A 592 ft² 7/F D 592 ft² 8/F C 592 ft² 8/F E 431 ft² 8/F J 483 ft² 8/F A 592 ft² 8/F H 592 ft² 9/F A 592 ft² 9/F B 592 ft² 9/F F 484 ft² 9/F H 592 ft² 9/F C 592 ft² 10/F C 592 ft² 10/F F 484 ft² 10/F A 592 ft² 10/F B 592 ft² 10/F E 431 ft² 11/F A 592 ft² 11/F C 592 ft² 11/F D 592 ft² 11/F E 431 ft² 11/F F 484 ft² 11/F G 592 ft² 12/F A 592 ft² 12/F B 592 ft² 12/F C 592 ft² 12/F D 592 ft² 12/F E 431 ft² 12/F F 484 ft² 12/F K 431 ft² 13/F A 592 ft² 13/F B 592 ft² 13/F E 431 ft² 13/F J 483 ft² 14/F A 592 ft² 14/F B 592 ft² 15/F E 431 ft² 15/F F 484 ft² 15/F G 592 ft² 15/F J 483 ft² 15/F A 592 ft² 15/F B 592 ft² 16/F B 592 ft² 16/F E 431 ft² 16/F F 484 ft² 16/F K 431 ft² 16/F A 592 ft² 17/F C 592 ft² 17/F E 431 ft² 17/F K 431 ft² 17/F H 592 ft² 18/F D 592 ft² 19/F C 592 ft² 19/F D 592 ft² 19/F E 431 ft² 19/F H 592 ft² 19/F F 484 ft² 19/F G 592 ft² 19/F K 431 ft² 20/F C 592 ft² 20/F E 431 ft² 20/F G 592 ft² 20/F A 592 ft² 21/F A 592 ft² 21/F D 592 ft² 21/F H 592 ft² 21/F K 431 ft² 21/F C 592 ft² 22/F A 592 ft² 22/F B 592 ft² 22/F E 431 ft² 22/F F 484 ft² 22/F H 592 ft² 22/F C 592 ft² 23/F C 592 ft² 23/F F 484 ft² 23/F H 592 ft² 23/F B 592 ft² 23/F K 431 ft² 24/F F 484 ft² 24/F H 592 ft² 24/F K 431 ft² 25/F A 592 ft² 25/F B 592 ft² 25/F E 431 ft² 25/F H 592 ft² 25/F J 483 ft² 26/F D 592 ft² 26/F E 431 ft² 26/F J 483 ft² 26/F G 592 ft² 27/F B 592 ft² 27/F D 592 ft² 27/F J 483 ft² 27/F H 592 ft² 28/F F 484 ft² 28/F G 592 ft² 28/F H 592 ft² 28/F K 431 ft² 28/F E 431 ft² 29/F B 592 ft² 29/F F 484 ft² 29/F J 483 ft² 29/F K 431 ft² 30/F C 592 ft² 30/F E 431 ft² 30/F J 483 ft² 30/F F 484 ft² 30/F H 592 ft² 31/F C 592 ft² 31/F D 592 ft² 31/F F 484 ft² 31/F H 592 ft² 31/F J 483 ft² 32/F C 592 ft² 32/F K 431 ft² 33/F D 592 ft² 33/F E 431 ft² 33/F K 431 ft² 34/F C 592 ft² 34/F H 592 ft² 35/F A 592 ft² 35/F E 431 ft² 35/F G 592 ft² 35/F K 431 ft² 35/F H 592 ft² 36/F H 592 ft² 36/F K 431 ft² 36/F A 592 ft² 37/F B 592 ft² 37/F D 592 ft² 37/F E 431 ft² 37/F F 484 ft² 37/F H 592 ft² 37/F J 483 ft² 37/F K 431 ft² 38/F J 483 ft² 38/F A 592 ft² 38/F C 592 ft² 38/F H 592 ft² 39/F A 592 ft² 39/F C 592 ft² 39/F G 592 ft² 39/F J 483 ft² 39/F K 431 ft² 39/F B 592 ft² 39/F D 592 ft² 39/F E 431 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.54M
≈ HK$8,222 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$354K, with repayments around HK$15,456/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,544
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,997
−HK$459/mo
Today · 4.125%
HK$15,456
baseline
▲ 0.50% · 4.625%
HK$16,397
+HK$941/mo

Deposit HK$354K · loan HK$3.19M · min. income ≈ HK$30,912/mo (50% DSR)

Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
E
Saleable Area
431 ft²
Gross Area
521 ft²
Efficiency
83%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2000-01-27 HK$1.09M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 18 min walk · 1,369 m
(quite far — consider other transport options)
Education
18
schools within 1 km (13 within 500 m)
Daily convenience
8
within 1 km (8 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

1/F D
592 ft²
HK$3.98M
1/F G
592 ft²
HK$3.98M
1/F H
592 ft²
HK$3.99M
2/F B
592 ft²
HK$4.18M
2/F C
592 ft²
HK$4.16M
2/F A
592 ft²
HK$4.18M
Data sourced from Renavon.com