Crescira AVM · estimated value
● Medium confidence
HK$47.72M
≈ HK$24,957 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.32M, with repayments around HK$161,886/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$152,333
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$157,072
−HK$4,814/mo
Today · 4.125%
HK$161,886
baseline
▲ 0.50% · 4.625%
HK$171,736
+HK$9,850/mo
Deposit HK$14.32M · loan HK$33.40M · min. income ≈ HK$323,772/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Central Station
≈ 28 min walk · 2,219 m
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Everyday convenience — 4 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B (NO. 20)
- Saleable Area
- 1,912 Saleable ft²
- Gross Area
- 2,400 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2003-10-29 | HK$12.00M | — |
Other appraised units in this building
Data sourced from Renavon.com