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Crescira AVM · estimated value Medium confidence
HK$49.15M
≈ HK$28,103 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.75M, with repayments around HK$166,750/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$156,910
−HK$9,840/mo
▼ 0.25% · 3.875%
HK$161,791
−HK$4,959/mo
Today · 4.125%
HK$166,750
baseline
▲ 0.50% · 4.625%
HK$176,897
+HK$10,147/mo

Deposit HK$14.75M · loan HK$34.41M · min. income ≈ HK$333,500/mo (50% DSR)

Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,956 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
A室(22號)
Saleable Area
1,749 ft²
Gross Area
2,400 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-12-31 HK$39.80M +167.1%
20.6y
2000-03-16 HK$14.90M −23.6%
1997-02-21 HK$19.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 28 min walk · 2,220 m
(quite far — consider other transport options)
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com