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At today's rate and a 90% mortgage, the deposit on this unit is about HK$531K, with repayments around HK$23,161/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,322/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Lei Tung Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 478 Saleable ft²
- Gross Area
- 628 ft²
- Efficiency
- 76%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2012-03-22 | HK$3.35M | +47.6% 2.7y |
| 2009-07-31 | HK$2.27M | +0.2% |
| 2009-07-31 | HK$2.27M | −24.5% 0.9y |
| 2008-09-08 | HK$3.00M | +87.5% 2.1y |
| 2006-09-01 | HK$1.60M | +23.1% 1.7y |
| 2004-11-29 | HK$1.30M | −49.0% |
| 1997-04-15 | HK$2.55M | — |