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At today's rate and a 90% mortgage, the deposit on this unit is about HK$472K, with repayments around HK$20,609/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Lei Tung Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 406 Saleable ft²
- Gross Area
- 529 ft²
- Efficiency
- 77%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-04 | HK$5.70M | +18.8% 3.1y |
| 2017-02-17 | HK$4.80M | +155.3% 7.6y |
| 2009-07-10 | HK$1.88M | +11.9% 1.6y |
| 2008-01-02 | HK$1.68M | +26.3% 10.4y |
| 1997-09-02 | HK$1.33M | — |