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At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,201/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,402/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,032 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Chuk Hang Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 6 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- C
- Saleable Area
- 309 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 74%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-13 | HK$5.90M | +12.4% 4.0y · 3.0%/yr |
| 2018-05-11 | HK$5.25M | +31.2% 3.4y · 9.0%/yr |
| 2015-01-02 | HK$4.00M | +102.0% |
| 2010-09-14 | HK$1.98M | +98.0% |
| 2004-10-15 | HK$1.00M | +2.0% |
| 2004-04-30 | HK$980K | −59.0% |
| 1997-11-04 | HK$2.39M | — |