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At today's rate and a 90% mortgage, the deposit on this unit is about HK$488K, with repayments around HK$21,294/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,588/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,691 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Chuk Hang Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 6 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 476 ft²
- Efficiency
- 74%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-07 | HK$4.70M | −19.0% 7.3y · −3.0%/yr |
| 2018-08-17 | HK$5.80M | +29.5% 3.6y · 8.0%/yr |
| 2015-01-06 | HK$4.48M | +128.6% |
| 2009-12-21 | HK$1.96M | +24.1% |
| 2007-12-13 | HK$1.58M | +20.6% |
| 2001-05-15 | HK$1.31M | −29.2% |
| 1997-01-28 | HK$1.85M | — |