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At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,396/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,792/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,090 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-24 | HK$4.50M | −13.5% 3.7y |
| 2022-09-26 | HK$5.20M | +4.4% 4.8y · 1.0%/yr |
| 2017-12-28 | HK$4.98M | +485.9% 13.2y · 37.0%/yr |
| 2004-09-24 | HK$850K | — |