Skip to content
Crescira AVM · estimated value Medium confidence
HK$5.07M
≈ HK$14,409 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$507K, with repayments around HK$22,123/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$20,818
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,465
−HK$658/mo
Today · 4.125%
HK$22,123
baseline
▲ 0.50% · 4.625%
HK$23,469
+HK$1,346/mo

Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$44,246/mo (50% DSR)

Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,120 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
B
Saleable Area
352 ft²
Gross Area
469 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-11-03 HK$6.30M −3.1%
4.1y
2019-10-03 HK$6.50M +49.4%
6.9y
2012-11-30 HK$4.35M +67.3%
4.8y
2008-02-12 HK$2.60M +30.0%
0.8y
2007-04-20 HK$2.00M +73.9%
2.9y
2004-06-01 HK$1.15M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 1 min walk · 67 m
Education
43
schools within 1 km (24 within 500 m)
Daily convenience
40
within 1 km (15 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com