Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$476K, with repayments around HK$20,745/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,490/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,106 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- F
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 459 ft²
- Efficiency
- 82%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-08 | HK$5.68M | +16.9% 3.7y · 5.0%/yr |
| 2016-08-17 | HK$4.86M | +43.8% 5.2y · 9.0%/yr |
| 2011-06-27 | HK$3.38M | +75.1% |
| 2008-02-01 | HK$1.93M | +93.0% |
| 2004-12-21 | HK$1.00M | — |