Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,055/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,110/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,767 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 490 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-29 | HK$4.90M | −23.8% 1.9y · −12.0%/yr |
| 2022-06-13 | HK$6.43M | −5.5% 3.7y · −1.0%/yr |
| 2018-10-09 | HK$6.80M | +83.8% 5.9y · 14.0%/yr |
| 2012-11-06 | HK$3.70M | +146.7% |
| 2006-07-26 | HK$1.50M | +11.1% |
| 2006-05-06 | HK$1.35M | +7.1% |
| 1998-11-11 | HK$1.26M | −17.6% |
| 1995-09-08 | HK$1.53M | — |