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At today's rate and a 90% mortgage, the deposit on this unit is about HK$334K, with repayments around HK$14,580/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$334K · loan HK$3.01M · min. income ≈ HK$29,160/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 233 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 61%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-05 | HK$4.68M | +87.2% 8.6y · 10.0%/yr |
| 2011-09-28 | HK$2.50M | +58.2% |
| 2009-10-02 | HK$1.58M | +21.5% |
| 2008-01-31 | HK$1.30M | +36.8% |
| 2005-10-25 | HK$950K | +79.2% |
| 2003-07-07 | HK$530K | −64.7% |
| 1997-06-07 | HK$1.50M | +36.4% |
| 1996-01-04 | HK$1.10M | — |