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At today's rate and a 90% mortgage, the deposit on this unit is about HK$309K, with repayments around HK$13,479/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$309K · loan HK$2.78M · min. income ≈ HK$26,958/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 233 Saleable ft²
- Gross Area
- 339 ft²
- Efficiency
- 69%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-25 | HK$4.38M | +10.9% 4.4y · 3.0%/yr |
| 2017-09-21 | HK$3.95M | +64.6% 5.5y · 12.0%/yr |
| 2012-03-26 | HK$2.40M | +46.3% |
| 2010-09-09 | HK$1.64M | +51.9% |
| 1997-03-06 | HK$1.08M | — |