Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$597K, with repayments around HK$26,034/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$52,068/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,296 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 545 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-30 | HK$5.20M | −27.8% 7.1y · −4.0%/yr |
| 2018-11-15 | HK$7.20M | +82.3% 6.5y · 13.0%/yr |
| 2012-05-17 | HK$3.95M | +109.0% |
| 2007-09-13 | HK$1.89M | +6.2% |
| 2000-03-03 | HK$1.78M | — |