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At today's rate and a 90% mortgage, the deposit on this unit is about HK$581K, with repayments around HK$25,326/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,640 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 564 ft²
- Efficiency
- 61%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-26 | HK$5.75M | +5.3% 10.2y · 0.0%/yr |
| 2016-04-06 | HK$5.46M | +52.5% 4.0y · 13.0%/yr |
| 2012-03-13 | HK$3.58M | +125.2% |
| 2005-10-31 | HK$1.59M | −6.5% |
| 2000-02-12 | HK$1.70M | — |