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Crescira AVM · estimated value ● Medium confidence
HK$5.85M
≈ HK$17,004 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$585K, with repayments around HK$25,514/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,008
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,755
−HK$759/mo
Today · 4.125%
HK$25,514
baseline
▲ 0.50% · 4.625%
HK$27,066
+HK$1,552/mo

Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$51,028/mo (50% DSR)

Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,609 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
A
Saleable Area
344 ft²
Gross Area
564 ft²
Efficiency
61%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-05-26 HK$5.75M +5.3%
10.2y
2016-04-06 HK$5.46M +52.5%
4.0y · 13.0%/yr
2012-03-13 HK$3.58M +124.9%
6.4y
2005-10-31 HK$1.59M −6.4%
5.8y
2000-02-12 HK$1.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 4 min walk · 243 m
Education
27
schools within 1 km (12 within 500 m)
Daily convenience
27
within 1 km (14 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building