Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$561K, with repayments around HK$24,450/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$561K · loan HK$5.04M · min. income ≈ HK$48,900/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- 6
- Saleable Area
- 380 Saleable ft²
- Gross Area
- 508 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-26 | HK$6.75M | −15.1% 3.9y · −4.0%/yr |
| 2020-04-09 | HK$7.95M | +82.8% 8.4y · 10.0%/yr |
| 2011-11-10 | HK$4.35M | +106.2% |
| 2006-02-03 | HK$2.11M | +55.1% |
| 2002-10-04 | HK$1.36M | −32.0% |
| 2001-04-28 | HK$2.00M | −39.9% |
| 1997-11-06 | HK$3.33M | — |