18/F 5

Central and Western District · Hong Kong Island

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2/F 1 425 ft² 2/F 5 380 ft² 2/F 6 380 ft² 3/F 1 425 ft² 3/F 2 410 ft² 3/F 4 425 ft² 3/F 5 380 ft² 3/F 6 380 ft² 4/F 1 425 ft² 4/F 2 412 ft² 4/F 4 425 ft² 4/F 5 380 ft² 4/F 6 380 ft² 5/F 1 425 ft² 5/F 2 412 ft² 5/F 4 425 ft² 5/F 5 380 ft² 5/F 6 380 ft² 6/F 5 380 ft² 7/F 3 432 ft² 7/F 4 425 ft² 8/F 1 433 ft² 8/F 2 412 ft² 8/F 4 425 ft² 8/F 5 380 ft² 8/F 6 380 ft² 9/F 2 412 ft² 9/F 3 432 ft² 9/F 4 425 ft² 9/F 5 380 ft² 10/F 1 425 ft² 10/F 2 410 ft² 10/F 4 425 ft² 10/F 6 380 ft² 11/F 1 425 ft² 11/F 3 432 ft² 11/F 5 380 ft² 11/F 6 380 ft² 12/F 1 425 ft² 12/F 2 412 ft² 12/F 4 425 ft² 12/F 5 380 ft² 12/F 6 380 ft² 13/F 1 425 ft² 13/F 2 412 ft² 13/F 3 432 ft² 13/F 4 425 ft² 13/F 5 380 ft² 14/F 1 433 ft² 14/F 2 412 ft² 14/F 3 432 ft² 14/F 4 425 ft² 14/F 5 383 ft² 14/F 6 380 ft² 15/F 1 433 ft² 15/F 2 412 ft² 15/F 3 432 ft² 15/F 4 425 ft² 15/F 5 380 ft² 15/F 6 380 ft² 16/F 1 433 ft² 16/F 2 412 ft² 16/F 3 432 ft² 16/F 4 425 ft² 16/F 5 380 ft² 16/F 6 380 ft² 17/F 2 412 ft² 17/F 3 432 ft² 17/F 4 425 ft² 17/F 6 380 ft² 18/F 1 433 ft² 18/F 2 412 ft² 18/F 5 380 ft² 18/F 6 380 ft² 19/F 1 425 ft² 19/F 4 433 ft² 19/F 5 380 ft² 20/F 2 412 ft² 20/F 3 432 ft² 20/F 4 425 ft² 21/F 1 425 ft² 21/F 3 432 ft² 22/F 4 425 ft² 22/F 5 383 ft² 22/F 6 380 ft² 23/F 1 425 ft² 23/F 4 433 ft² 24/F 5 380 ft² 25/F 3 432 ft² 25/F 4 425 ft² 25/F 5 380 ft² 25/F 6 380 ft² 26/F 3 432 ft² 26/F 4 425 ft² 27/F 4 425 ft² 27/F 5 380 ft² 28/F 1 425 ft² 28/F 3 432 ft² 28/F 4 425 ft² 28/F 5 380 ft² 28/F 6 380 ft² 29/F 2 412 ft² 29/F 3 432 ft² 30/F 1 425 ft² 30/F 2 412 ft² 30/F 3 432 ft² 30/F 4 425 ft² 30/F 5 383 ft² 30/F 6 380 ft² 31/F 1 425 ft² 31/F 2 412 ft² 31/F 3 432 ft² 31/F 5 383 ft² 31/F 6 380 ft² 32/F 2 412 ft² 32/F 4 425 ft² 32/F 5 380 ft² 32/F 6 380 ft² 33/F 1 425 ft² 33/F 2 412 ft² 33/F 4 425 ft² 33/F 5 380 ft² 34/F 1 425 ft² 34/F 2 412 ft² 34/F 6 380 ft² 35/F 2 418 ft² 35/F 3 437 ft² 35/F 4 467 ft² 36/F 1 467 ft² 36/F 2 418 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.37M

≈ HK$14,133 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$537K, with repayments around HK$23,426/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$22,043

−HK$1,383/mo

▼ 0.25% · 3.875%

HK$22,729

−HK$697/mo

Today · 4.125%

HK$23,426

baseline

▲ 0.50% · 4.625%

HK$24,851

+HK$1,425/mo

Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,852/mo (50% DSR)

Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,839 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Wan Station

≈ 4 min walk · 242 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 18/F
Flat: 5
Saleable Area: 380 Saleable ft²
Gross Area: 508 ft²
Efficiency: 75%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-06-04	HK$4.20M	−21.9% 10.4y · −2.0%/yr	HK$11,053	HK$8,268
2015-12-22	HK$5.38M	+91.5% 7.7y · 12.0%/yr	HK$14,158	HK$10,591
2008-04-02	HK$2.81M	+35.7%	HK$7,395	HK$5,532
2007-12-14	HK$2.07M	+11.3%	HK$5,447	HK$4,075
1999-01-14	HK$1.86M	—	HK$4,895	HK$3,661

Other appraised units in this building

Data sourced from Renavon.com