▼ 0.50% · 3.625%
HK$16,421
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,931
−HK$519/mo
Today · 4.125%
HK$17,450
baseline
▲ 0.50% · 4.625%
HK$18,512
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,900/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,268
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,758
−HK$497/mo
Today · 4.125%
HK$19,255
baseline
▲ 0.50% · 4.625%
HK$20,270
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,510/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,063
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,624
−HK$571/mo
Today · 4.125%
HK$19,195
baseline
▲ 0.50% · 4.625%
HK$20,363
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,390/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,095
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,633
−HK$547/mo
Today · 4.125%
HK$21,180
baseline
▲ 0.50% · 4.625%
HK$22,297
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,360/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,705
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,318
−HK$622/mo
Today · 4.125%
HK$20,940
baseline
▲ 0.50% · 4.625%
HK$22,215
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,880/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,921
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,509
−HK$597/mo
Today · 4.125%
HK$23,106
baseline
▲ 0.50% · 4.625%
HK$24,324
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,212/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,347
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,011
−HK$674/mo
Today · 4.125%
HK$22,685
baseline
▲ 0.50% · 4.625%
HK$24,066
+HK$1,381/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,370/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,748
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,385
−HK$646/mo
Today · 4.125%
HK$25,031
baseline
▲ 0.50% · 4.625%
HK$26,351
+HK$1,320/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,062/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,704
−HK$726/mo
Today · 4.125%
HK$24,430
baseline
▲ 0.50% · 4.625%
HK$25,917
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,860/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,575
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,261
−HK$696/mo
Today · 4.125%
HK$26,957
baseline
▲ 0.50% · 4.625%
HK$28,377
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,914/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,631
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,397
−HK$778/mo
Today · 4.125%
HK$26,175
baseline
▲ 0.50% · 4.625%
HK$27,768
+HK$1,593/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,350/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,402
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,137
−HK$745/mo
Today · 4.125%
HK$28,882
baseline
▲ 0.50% · 4.625%
HK$30,404
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,764/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,273
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,090
−HK$830/mo
Today · 4.125%
HK$27,920
baseline
▲ 0.50% · 4.625%
HK$29,619
+HK$1,699/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,840/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,228
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,012
−HK$795/mo
Today · 4.125%
HK$30,807
baseline
▲ 0.50% · 4.625%
HK$32,431
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,614/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,915
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$883/mo
Today · 4.125%
HK$29,666
baseline
▲ 0.50% · 4.625%
HK$31,471
+HK$1,805/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,332/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,055
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$845/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,458
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,557
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,476
−HK$935/mo
Today · 4.125%
HK$31,411
baseline
▲ 0.50% · 4.625%
HK$33,322
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,822/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,882
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,764
−HK$894/mo
Today · 4.125%
HK$34,658
baseline
▲ 0.50% · 4.625%
HK$36,485
+HK$1,827/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,316/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).