Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$658K, with repayments around HK$28,706/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$658K · loan HK$5.92M · min. income ≈ HK$57,412/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$193,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- 2
- Saleable Area
- 437 Saleable ft²
- Gross Area
- 543 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-20 | HK$6.25M | −21.9% 6.4y · −3.0%/yr |
| 2018-06-15 | HK$8.00M | +158.1% 9.0y · 18.0%/yr |
| 2009-05-18 | HK$3.10M | +45.5% |
| 2006-01-27 | HK$2.13M | −16.1% |
| 1999-11-09 | HK$2.54M | — |