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Crescira AVM · estimated value Medium confidence
HK$3.67M
≈ HK$13,541 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$16,006/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,062
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,530
−HK$476/mo
Today · 4.125%
HK$16,006
baseline
▲ 0.50% · 4.625%
HK$16,980
+HK$974/mo

Deposit HK$367K · loan HK$3.30M · min. income ≈ HK$32,012/mo (50% DSR)

Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 6 min walk · 459 m
Education
32
schools within 1 km (7 within 500 m)
Daily convenience
77
within 1 km (39 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 77 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
C
Saleable Area
271 Saleable ft²
Gross Area
348 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-12-17 HK$3.15M −39.2%
5.2y · −8.0%/yr
2020-10-27 HK$5.18M +171.2%
10.8y · 16.0%/yr
2009-12-16 HK$1.91M +15.8%
2009-05-14 HK$1.65M +8.6%
2007-09-28 HK$1.52M +14.3%
2007-04-30 HK$1.33M +33.0%
2005-07-08 HK$1.00M
Data sourced from Renavon.com