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At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$16,006/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$367K · loan HK$3.30M · min. income ≈ HK$32,012/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- C
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 348 ft²
- Efficiency
- 78%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-17 | HK$3.15M | −39.2% 5.2y · −8.0%/yr |
| 2020-10-27 | HK$5.18M | +171.2% 10.8y · 16.0%/yr |
| 2009-12-16 | HK$1.91M | +15.8% |
| 2009-05-14 | HK$1.65M | +8.6% |
| 2007-09-28 | HK$1.52M | +14.3% |
| 2007-04-30 | HK$1.33M | +33.0% |
| 2005-07-08 | HK$1.00M | — |