Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,061/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.11M · min. income ≈ HK$30,122/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 348 ft²
- Efficiency
- 78%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-21 | HK$3.28M | −23.4% 2.9y · −8.0%/yr |
| 2021-12-17 | HK$4.28M | +0.0% 7.7y · 6.0%/yr |
| 2021-04-19 | HK$4.28M | +42.7% 7.1y · 6.0%/yr |
| 2014-04-03 | HK$3.00M | — |