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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,303/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.36M · min. income ≈ HK$32,606/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- B
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 63%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-21 | HK$4.80M | +12.1% 4.3y · 3.0%/yr |
| 2017-10-24 | HK$4.28M | +13.5% 3.3y · 4.0%/yr |
| 2014-07-23 | HK$3.77M | +63.9% |
| 2011-09-14 | HK$2.30M | +27.8% |
| 2010-09-13 | HK$1.80M | +23.3% |
| 2007-12-31 | HK$1.46M | +62.2% |
| 2005-05-03 | HK$900K | −37.5% |
| 1996-05-24 | HK$1.44M | — |