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Crescira AVM · estimated value Medium confidence
HK$3.74M
≈ HK$16,686 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,303/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,341
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,818
−HK$485/mo
Today · 4.125%
HK$16,303
baseline
▲ 0.50% · 4.625%
HK$17,295
+HK$992/mo

Deposit HK$374K · loan HK$3.36M · min. income ≈ HK$32,606/mo (50% DSR)

Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 4 min walk · 262 m
Education
23
schools within 1 km (15 within 500 m)
Daily convenience
51
within 1 km (30 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
26/F
Flat
B
Saleable Area
224 Saleable ft²
Gross Area
358 ft²
Efficiency
63%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-02-21 HK$4.80M +12.1%
4.3y · 3.0%/yr
2017-10-24 HK$4.28M +13.5%
3.3y · 4.0%/yr
2014-07-23 HK$3.77M +63.9%
2011-09-14 HK$2.30M +27.8%
2010-09-13 HK$1.80M +23.3%
2007-12-31 HK$1.46M +62.2%
2005-05-03 HK$900K −37.5%
1996-05-24 HK$1.44M
Data sourced from Renavon.com