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At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,028/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.10M · min. income ≈ HK$30,056/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 63%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-30 | HK$4.78M | +55.2% 6.7y · 8.0%/yr |
| 2012-09-13 | HK$3.08M | +48.1% |
| 2010-08-24 | HK$2.08M | +25.3% |
| 2008-04-30 | HK$1.66M | +43.1% |
| 2007-01-03 | HK$1.16M | +36.5% |
| 2005-10-19 | HK$850K | −29.2% |
| 1999-07-31 | HK$1.20M | −7.0% |
| 1996-04-18 | HK$1.29M | — |