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At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,177/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$394K · loan HK$3.54M · min. income ≈ HK$34,354/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D (NO. 356)
- Saleable Area
- 385 Saleable ft²
- Gross Area
- 551 ft²
- Efficiency
- 70%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-17 | HK$3.75M | −10.3% 9.8y · −1.0%/yr |
| 2016-01-05 | HK$4.18M | +89.1% 6.2y · 14.0%/yr |
| 2009-10-13 | HK$2.21M | +22.8% |
| 2008-04-16 | HK$1.80M | — |