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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,893/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.28M · min. income ≈ HK$31,786/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B (NO. 360)
- Saleable Area
- 357 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 70%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-15 | HK$4.19M | −13.6% 3.8y · −4.0%/yr |
| 2018-04-25 | HK$4.85M | +29.3% 3.2y · 9.0%/yr |
| 2015-01-23 | HK$3.75M | +16.1% |
| 2012-07-06 | HK$3.23M | +40.4% |
| 2010-09-28 | HK$2.30M | +28.5% |
| 2008-06-18 | HK$1.79M | — |