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At today's rate and a 90% mortgage, the deposit on this unit is about HK$361K, with repayments around HK$15,749/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$361K · loan HK$3.25M · min. income ≈ HK$31,498/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-18 | HK$5.30M | +23.8% 3.4y · 7.0%/yr |
| 2017-01-05 | HK$4.28M | +22.3% 4.3y · 5.0%/yr |
| 2012-08-31 | HK$3.50M | +65.9% |
| 2010-03-26 | HK$2.11M | +41.6% |
| 2007-06-26 | HK$1.49M | +29.6% |
| 2006-03-22 | HK$1.15M | +59.7% |
| 2004-01-16 | HK$720K | +18.0% |
| 2003-09-19 | HK$610K | — |