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At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,976/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$366K · loan HK$3.30M · min. income ≈ HK$31,952/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- C
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 344 ft²
- Efficiency
- 80%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-26 | HK$3.55M | −10.1% 10.1y · −1.0%/yr |
| 2016-03-04 | HK$3.95M | +23.4% 3.9y · 6.0%/yr |
| 2012-04-13 | HK$3.20M | +92.8% |
| 2008-11-04 | HK$1.66M | +13.7% |
| 2007-01-25 | HK$1.46M | +18.7% |
| 2006-06-08 | HK$1.23M | — |