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Crescira AVM · estimated value Medium confidence
HK$10.96M
≈ HK$16,578 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.29M, with repayments around HK$37,175/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,982
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,070
−HK$1,105/mo
Today · 4.125%
HK$37,175
baseline
▲ 0.50% · 4.625%
HK$39,437
+HK$2,262/mo

Deposit HK$3.29M · loan HK$7.67M · min. income ≈ HK$74,350/mo (50% DSR)

Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$410,924 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
52A號
Saleable Area
661 ft²
Gross Area
1,036 ft²
Efficiency
64%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-02-18 HK$12.85M +64.7%
9.8y
2011-05-20 HK$7.80M +27.9%
2009-09-25 HK$6.10M +205.0%
2003-06-03 HK$2.00M −42.9%
1998-09-29 HK$3.50M −44.3%
1997-04-15 HK$6.28M +38.0%
1996-09-06 HK$4.55M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 10 min walk · 771 m
Education
35
schools within 1 km (10 within 500 m)
Daily convenience
25
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com