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Crescira AVM · estimated value ● Medium confidence
HK$11.98M
≈ HK$18,128 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.59M, with repayments around HK$40,652/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,253
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,443
−HK$1,209/mo
Today · 4.125%
HK$40,652
baseline
▲ 0.50% · 4.625%
HK$43,125
+HK$2,473/mo

Deposit HK$3.59M · loan HK$8.39M · min. income ≈ HK$81,304/mo (50% DSR)

Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,348 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
52A號
Saleable Area
661 ft²
Gross Area
1,036 ft²
Efficiency
64%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2004-03-23 HK$3.80M −47.9%
6.4y
1997-11-04 HK$7.30M +19.7%
0.5y
1997-05-26 HK$6.10M +31.2%
1996-12-11 HK$4.65M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 10 min walk · 771 m
Education
35
schools within 1 km (10 within 500 m)
Daily convenience
28
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building