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Crescira AVM · estimated value ● Medium confidence
HK$19.11M
≈ HK$19,697 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.73M, with repayments around HK$64,818/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$60,993
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,890
−HK$1,928/mo
Today · 4.125%
HK$64,818
baseline
▲ 0.50% · 4.625%
HK$68,762
+HK$3,944/mo

Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,636/mo (50% DSR)

Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,475 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
A室(69號)
Saleable Area
970 ft²
Gross Area
1,200 ft²
Efficiency
81%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-02-10 HK$26.80M +53.1%
7.5y
2014-08-19 HK$17.50M +52.0%
6.6y
2008-01-11 HK$11.52M +43.0%
1.3y
2006-09-30 HK$8.05M +65.0%
6.4y
2000-05-23 HK$4.88M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 13 min walk · 981 m
Education
45
schools within 1 km (9 within 500 m)
Daily convenience
38
within 1 km (5 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building