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Crescira AVM · estimated value Medium confidence
HK$17.26M
≈ HK$17,799 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.18M, with repayments around HK$58,572/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$55,115
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,742/mo
Today · 4.125%
HK$58,572
baseline
▲ 0.50% · 4.625%
HK$62,136
+HK$3,564/mo

Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,144/mo (50% DSR)

Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,431 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
A室(69號)
Saleable Area
970 ft²
Gross Area
1,200 ft²
Efficiency
81%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-08-05 HK$16.90M −27.5%
6.9y
2019-10-04 HK$23.30M +5.4%
1.3y
2018-05-29 HK$22.10M +30.0%
7.3y
2011-02-11 HK$17.00M +156.8%
2006-04-06 HK$6.62M +52.2%
2003-03-27 HK$4.35M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 13 min walk · 981 m
Education
45
schools within 1 km (9 within 500 m)
Daily convenience
34
within 1 km (5 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com