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Crescira AVM · estimated value ● Medium confidence
HK$47.47M
≈ HK$21,905 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.24M, with repayments around HK$161,036/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$151,533
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$156,247
−HK$4,789/mo
Today · 4.125%
HK$161,036
baseline
▲ 0.50% · 4.625%
HK$170,834
+HK$9,798/mo

Deposit HK$14.24M · loan HK$33.23M · min. income ≈ HK$322,072/mo (50% DSR)

Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$2,017,370 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
1
Saleable Area
2,167 ft²
Gross Area
2,406 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2010-09-06 HK$30.00M +39.5%
2.8y
2007-10-23 HK$21.50M +24.3%
1.6y
2006-03-08 HK$17.30M +44.2%
7.4y
1998-10-17 HK$12.00M −31.4%
2.5y
1996-05-21 HK$17.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 13 min walk · 1,023 m
Education
40
schools within 1 km (8 within 500 m)
Daily convenience
36
within 1 km (7 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building