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Crescira AVM · estimated value Medium confidence
HK$55.93M
≈ HK$25,785 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.78M, with repayments around HK$189,735/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$178,539
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$184,093
−HK$5,642/mo
Today · 4.125%
HK$189,735
baseline
▲ 0.50% · 4.625%
HK$201,280
+HK$11,545/mo

Deposit HK$16.78M · loan HK$39.15M · min. income ≈ HK$379,470/mo (50% DSR)

Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$2,376,898 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
1
Saleable Area
2,169 ft²
Gross Area
2,406 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-10-27 HK$36.00M +93.8%
2004-11-13 HK$18.58M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 13 min walk · 1,023 m
Education
40
schools within 1 km (8 within 500 m)
Daily convenience
32
within 1 km (7 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com