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Crescira AVM · estimated value Medium confidence
HK$4.98M
≈ HK$17,533 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$498K, with repayments around HK$21,720/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$20,438
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,074
−HK$646/mo
Today · 4.125%
HK$21,720
baseline
▲ 0.50% · 4.625%
HK$23,041
+HK$1,321/mo

Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,440/mo (50% DSR)

Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,039 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 17 min walk · 1,331 m
Education
24
schools within 1 km (6 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
29/F
Flat
A
Saleable Area
284 Saleable ft²
Gross Area
426 ft²
Efficiency
67%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-03-30 HK$4.55M −26.6%
6.0y · −5.0%/yr
2020-03-31 HK$6.20M +51.2%
7.9y · 6.0%/yr
2012-05-28 HK$4.10M +25.8%
2010-10-19 HK$3.26M +15.6%
2010-01-06 HK$2.82M +21.0%
2009-05-21 HK$2.33M +9.4%
2007-10-08 HK$2.13M +104.8%
2003-02-18 HK$1.04M −58.4%
1997-04-19 HK$2.50M +31.6%
1995-11-27 HK$1.90M
Data sourced from Renavon.com