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At today's rate and a 90% mortgage, the deposit on this unit is about HK$498K, with repayments around HK$21,720/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,440/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 7 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 426 ft²
- Efficiency
- 67%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-30 | HK$4.55M | −26.6% 6.0y · −5.0%/yr |
| 2020-03-31 | HK$6.20M | +51.2% 7.9y · 6.0%/yr |
| 2012-05-28 | HK$4.10M | +25.8% |
| 2010-10-19 | HK$3.26M | +15.6% |
| 2010-01-06 | HK$2.82M | +21.0% |
| 2009-05-21 | HK$2.33M | +9.4% |
| 2007-10-08 | HK$2.13M | +104.8% |
| 2003-02-18 | HK$1.04M | −58.4% |
| 1997-04-19 | HK$2.50M | +31.6% |
| 1995-11-27 | HK$1.90M | — |