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Crescira AVM · estimated value Medium confidence
HK$4.23M
≈ HK$14,578 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,440/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,352
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,892
−HK$548/mo
Today · 4.125%
HK$18,440
baseline
▲ 0.50% · 4.625%
HK$19,562
+HK$1,122/mo

Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$36,880/mo (50% DSR)

Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,611 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
17/F
Flat
B
Saleable Area
290 ft²
Gross Area
419 ft²
Efficiency
69%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2015-03-25 HK$4.95M +37.5%
2011-01-24 HK$3.60M +33.8%
2009-11-06 HK$2.69M +13.0%
2009-06-04 HK$2.38M +44.2%
2006-06-02 HK$1.65M +28.9%
2001-07-26 HK$1.28M −36.0%
1996-03-04 HK$2.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 17 min walk · 1,329 m
(quite far — consider other transport options)
Education
26
schools within 1 km (8 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com