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Crescira AVM · estimated value ● Medium confidence
HK$21.04M
≈ HK$20,018 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.31M, with repayments around HK$71,377/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$67,165
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,255
−HK$2,122/mo
Today · 4.125%
HK$71,377
baseline
▲ 0.50% · 4.625%
HK$75,720
+HK$4,343/mo

Deposit HK$6.31M · loan HK$14.73M · min. income ≈ HK$142,754/mo (50% DSR)

Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$853,943 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
A
Saleable Area
1,051 ft²
Gross Area
1,222 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-12-09 HK$13.80M +40.8%
0.7y
2009-03-24 HK$9.80M +23.6%
3.8y
2005-06-21 HK$7.93M +47.1%
1.6y
2003-11-26 HK$5.39M −19.3%
4.3y
1999-07-31 HK$6.68M −8.5%
2.7y
1996-11-28 HK$7.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 14 min walk · 1,069 m
Education
41
schools within 1 km (7 within 500 m)
Daily convenience
29
within 1 km (5 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building