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Crescira AVM · estimated value Medium confidence
HK$19.89M
≈ HK$18,926 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.97M, with repayments around HK$67,483/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$63,501
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,476
−HK$2,007/mo
Today · 4.125%
HK$67,483
baseline
▲ 0.50% · 4.625%
HK$71,589
+HK$4,106/mo

Deposit HK$5.97M · loan HK$13.92M · min. income ≈ HK$134,966/mo (50% DSR)

Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$745,935 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
B
Saleable Area
1,051 ft²
Gross Area
1,222 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2008-04-21 HK$12.80M +147.1%
2003-12-19 HK$5.18M −28.1%
1996-08-16 HK$7.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 14 min walk · 1,069 m
Education
41
schools within 1 km (7 within 500 m)
Daily convenience
25
within 1 km (5 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com