▼ 0.50% · 3.625%
HK$19,812
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,428
−HK$626/mo
Today · 4.125%
HK$21,054
baseline
▲ 0.50% · 4.625%
HK$22,335
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,108/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,040
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,631
−HK$600/mo
Today · 4.125%
HK$23,231
baseline
▲ 0.50% · 4.625%
HK$24,456
+HK$1,225/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,462/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,793
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,471
−HK$688/mo
Today · 4.125%
HK$23,159
baseline
▲ 0.50% · 4.625%
HK$24,569
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,318/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,244
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,895
−HK$659/mo
Today · 4.125%
HK$25,554
baseline
▲ 0.50% · 4.625%
HK$26,901
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,108/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,513
−HK$752/mo
Today · 4.125%
HK$25,265
baseline
▲ 0.50% · 4.625%
HK$26,802
+HK$1,537/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,530/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,448
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,158
−HK$719/mo
Today · 4.125%
HK$27,877
baseline
▲ 0.50% · 4.625%
HK$29,347
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,754/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,755
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,556
−HK$814/mo
Today · 4.125%
HK$27,370
baseline
▲ 0.50% · 4.625%
HK$29,036
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,740/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,652
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,421
−HK$779/mo
Today · 4.125%
HK$30,200
baseline
▲ 0.50% · 4.625%
HK$31,792
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,400/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,736
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,599
−HK$877/mo
Today · 4.125%
HK$29,476
baseline
▲ 0.50% · 4.625%
HK$31,269
+HK$1,793/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,952/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,856
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,684
−HK$839/mo
Today · 4.125%
HK$32,523
baseline
▲ 0.50% · 4.625%
HK$34,238
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,046/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,717
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,642
−HK$939/mo
Today · 4.125%
HK$31,581
baseline
▲ 0.50% · 4.625%
HK$33,503
+HK$1,922/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,162/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,060
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,947
−HK$900/mo
Today · 4.125%
HK$34,847
baseline
▲ 0.50% · 4.625%
HK$36,683
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,694/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,699
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,685
−HK$1,001/mo
Today · 4.125%
HK$33,686
baseline
▲ 0.50% · 4.625%
HK$35,736
+HK$2,050/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,372/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,264
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,210
−HK$960/mo
Today · 4.125%
HK$37,170
baseline
▲ 0.50% · 4.625%
HK$39,129
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,340/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,680
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,727
−HK$1,065/mo
Today · 4.125%
HK$35,792
baseline
▲ 0.50% · 4.625%
HK$37,970
+HK$2,178/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,584/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,468
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,473
−HK$1,020/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,574
+HK$2,081/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,661
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,770
−HK$1,127/mo
Today · 4.125%
HK$37,897
baseline
▲ 0.50% · 4.625%
HK$40,203
+HK$2,306/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,794/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,672
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,736
−HK$1,080/mo
Today · 4.125%
HK$41,816
baseline
▲ 0.50% · 4.625%
HK$44,020
+HK$2,204/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,632/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,651 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).