▼ 0.50% · 3.625%
HK$20,324
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,956
−HK$642/mo
Today · 4.125%
HK$21,598
baseline
▲ 0.50% · 4.625%
HK$22,912
+HK$1,314/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,196/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,610
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,216
−HK$616/mo
Today · 4.125%
HK$23,832
baseline
▲ 0.50% · 4.625%
HK$25,088
+HK$1,256/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,664/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,356
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,052
−HK$706/mo
Today · 4.125%
HK$23,758
baseline
▲ 0.50% · 4.625%
HK$25,204
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,516/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,871
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,538
−HK$677/mo
Today · 4.125%
HK$26,215
baseline
▲ 0.50% · 4.625%
HK$27,596
+HK$1,381/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,430/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,389
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,147
−HK$771/mo
Today · 4.125%
HK$25,918
baseline
▲ 0.50% · 4.625%
HK$27,495
+HK$1,577/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,836/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,132
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,860
−HK$738/mo
Today · 4.125%
HK$28,598
baseline
▲ 0.50% · 4.625%
HK$30,105
+HK$1,507/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,196/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,421
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,243
−HK$835/mo
Today · 4.125%
HK$28,078
baseline
▲ 0.50% · 4.625%
HK$29,786
+HK$1,708/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,156/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,393
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,181
−HK$800/mo
Today · 4.125%
HK$30,981
baseline
▲ 0.50% · 4.625%
HK$32,614
+HK$1,633/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,962/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,453
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,338
−HK$900/mo
Today · 4.125%
HK$30,238
baseline
▲ 0.50% · 4.625%
HK$32,077
+HK$1,839/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,476/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,654
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,503
−HK$861/mo
Today · 4.125%
HK$33,364
baseline
▲ 0.50% · 4.625%
HK$35,123
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,728/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,486
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,434
−HK$963/mo
Today · 4.125%
HK$32,397
baseline
▲ 0.50% · 4.625%
HK$34,369
+HK$1,972/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,794/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,915
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,825
−HK$922/mo
Today · 4.125%
HK$35,747
baseline
▲ 0.50% · 4.625%
HK$37,632
+HK$1,885/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,494/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,518
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,530
−HK$1,027/mo
Today · 4.125%
HK$34,557
baseline
▲ 0.50% · 4.625%
HK$36,660
+HK$2,103/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,114/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,176
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,146
−HK$984/mo
Today · 4.125%
HK$38,130
baseline
▲ 0.50% · 4.625%
HK$40,140
+HK$2,010/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,260/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,550
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,625
−HK$1,092/mo
Today · 4.125%
HK$36,717
baseline
▲ 0.50% · 4.625%
HK$38,951
+HK$2,234/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,434/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,437
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,468
−HK$1,046/mo
Today · 4.125%
HK$40,514
baseline
▲ 0.50% · 4.625%
HK$42,649
+HK$2,135/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,028/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,583
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,721
−HK$1,156/mo
Today · 4.125%
HK$38,877
baseline
▲ 0.50% · 4.625%
HK$41,242
+HK$2,365/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,754/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,698
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,789
−HK$1,108/mo
Today · 4.125%
HK$42,897
baseline
▲ 0.50% · 4.625%
HK$45,158
+HK$2,261/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,794/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,388 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).