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Crescira AVM · estimated value ● Medium confidence
HK$13.38M
≈ HK$16,007 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.01M, with repayments around HK$45,400/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,721
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,050
−HK$1,350/mo
Today · 4.125%
HK$45,400
baseline
▲ 0.50% · 4.625%
HK$48,162
+HK$2,762/mo

Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$90,800/mo (50% DSR)

Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,831 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
D
Saleable Area
836 ft²
Gross Area
1,125 ft²
Efficiency
74%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2023-03-15 HK$16.28M +120.0%
16.7y
2006-07-27 HK$7.40M +29.1%
2.2y
2004-05-12 HK$5.73M −2.9%
7.7y
1996-09-03 HK$5.90M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 20 min walk · 1,557 m
(quite far — consider other transport options)
Education
21
schools within 1 km (9 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building