Home Central and Western District Merry Terrace

5/F BLOCK J (NO. 4J)

in Merry Terrace

Central and Western District · Hong Kong Island

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1/F BLOCK A (NO. 4A) 1,028 ft² 1/F BLOCK B (NO. 4B) 1,000 ft² 1/F BLOCK C (NO. 4C) 1,218 ft² 1/F BLOCK D (NO. 4D) 1,218 ft² 1/F BLOCK E (NO. 4E) 771 ft² 1/F BLOCK F (NO. 4F) 1,246 ft² 1/F BLOCK G (NO. 4G) 1,246 ft² 1/F BLOCK H (NO. 4H) 771 ft² 1/F BLOCK J (NO. 4J) 1,202 ft² 1/F BLOCK K (NO. 4K) 1,231 ft² 1/F BLOCK L (NO. 4L ) 760 ft² 1/F BLOCK M (NO. 4M) 1,039 ft² 1/F BLOCK N (NO. 4N) 1,124 ft² 1/F BLOCK P (NO. 4P) 642 ft² 2/F BLOCK A (NO. 4A) 1,028 ft² 2/F BLOCK B (NO. 4B) 1,000 ft² 2/F BLOCK C (NO. 4C) 1,218 ft² 2/F BLOCK D (NO. 4D) 1,218 ft² 2/F BLOCK E (NO. 4E) 771 ft² 2/F BLOCK F (NO. 4F) 1,246 ft² 2/F BLOCK G (NO. 4G) 1,246 ft² 2/F BLOCK H (NO. 4H) 771 ft² 2/F BLOCK J (NO. 4J) 1,202 ft² 2/F BLOCK K (NO. 4K) 1,231 ft² 2/F BLOCK L (NO. 4L ) 760 ft² 2/F BLOCK M (NO. 4M) 1,039 ft² 2/F BLOCK N (NO. 4N) 1,124 ft² 2/F BLOCK P (NO. 4P) 642 ft² 3/F BLOCK A (NO. 4A) 1,028 ft² 3/F BLOCK B (NO. 4B) 1,000 ft² 3/F BLOCK C (NO. 4C) 1,218 ft² 3/F BLOCK D (NO. 4D) 1,218 ft² 3/F BLOCK E (NO. 4E) 771 ft² 3/F BLOCK F (NO. 4F) 1,246 ft² 3/F BLOCK G (NO. 4G) 1,246 ft² 3/F BLOCK H (NO. 4H) 771 ft² 3/F BLOCK J (NO. 4J) 1,202 ft² 3/F BLOCK K (NO. 4K) 1,231 ft² 3/F BLOCK L (NO. 4L ) 760 ft² 3/F BLOCK M (NO. 4M) 1,039 ft² 3/F BLOCK N (NO. 4N) 1,124 ft² 3/F BLOCK P (NO. 4P) 642 ft² 4/F BLOCK A (NO. 4A) 1,028 ft² 4/F BLOCK B (NO. 4B) 1,000 ft² 4/F BLOCK C (NO. 4C) 1,218 ft² 4/F BLOCK D (NO. 4D) 1,218 ft² 4/F BLOCK E (NO. 4E) 771 ft² 4/F BLOCK F (NO. 4F) 1,246 ft² 4/F BLOCK G (NO. 4G) 1,246 ft² 4/F BLOCK H (NO. 4H) 771 ft² 4/F BLOCK J (NO. 4J) 1,202 ft² 4/F BLOCK K (NO. 4K) 1,231 ft² 4/F BLOCK L (NO. 4L ) 760 ft² 4/F BLOCK M (NO. 4M) 1,039 ft² 4/F BLOCK N (NO. 4N) 1,124 ft² 4/F BLOCK P (NO. 4P) 642 ft² 5/F BLOCK A (NO. 4A) 1,028 ft² 5/F BLOCK B (NO. 4B) 1,000 ft² 5/F BLOCK C (NO. 4C) 1,024 ft² 5/F BLOCK D (NO. 4D) 1,218 ft² 5/F BLOCK E (NO. 4E) 771 ft² 5/F BLOCK F (NO. 4F) 1,246 ft² 5/F BLOCK G (NO. 4G) 1,246 ft² 5/F BLOCK H (NO. 4H) 771 ft² 5/F BLOCK J (NO. 4J) 1,202 ft² 5/F BLOCK K (NO. 4K) 1,231 ft² 5/F BLOCK L (NO. 4L ) 760 ft² 5/F BLOCK M (NO. 4M) 1,039 ft² 5/F BLOCK N (NO. 4N) 1,124 ft² 5/F BLOCK P (NO. 4P) 642 ft² 6/F BLOCK A (NO. 4A) 1,028 ft² 6/F BLOCK B (NO. 4B) 1,000 ft² 6/F BLOCK C (NO. 4C) 1,218 ft² 6/F BLOCK D (NO. 4D) 1,218 ft² 6/F BLOCK E (NO. 4E) 771 ft² 6/F BLOCK F (NO. 4F) 1,246 ft² 6/F BLOCK G (NO. 4G) 1,246 ft² 6/F BLOCK H (NO. 4H) 771 ft² 6/F BLOCK J (NO. 4J) 1,202 ft² 6/F BLOCK K (NO. 4K) 1,231 ft² 6/F BLOCK L (NO. 4L ) 760 ft² 6/F BLOCK M (NO. 4M) 1,039 ft² 6/F BLOCK N (NO. 4N) 1,124 ft² 6/F BLOCK P (NO. 4P) 642 ft² 7/F BLOCK A (NO. 4A) 1,028 ft² 7/F BLOCK B (NO. 4B) 1,000 ft² 7/F BLOCK C (NO. 4C) 1,218 ft² 7/F BLOCK D (NO. 4D) 1,218 ft² 7/F BLOCK E (NO. 4E) 771 ft² 7/F BLOCK F (NO. 4F) 1,246 ft² 7/F BLOCK G (NO. 4G) 830 ft² 7/F BLOCK H (NO. 4H) 771 ft² 7/F BLOCK J (NO. 4J) 1,202 ft² 7/F BLOCK K (NO. 4K) 1,231 ft² 7/F BLOCK L (NO. 4L ) 760 ft² 7/F BLOCK M (NO. 4M) 1,039 ft² 7/F BLOCK N (NO. 4N) 1,124 ft² 7/F BLOCK P (NO. 4P) 642 ft² 8/F BLOCK A (NO. 4A) 1,028 ft² 8/F BLOCK B (NO. 4B) 1,000 ft² 8/F BLOCK C (NO. 4C) 1,218 ft² 8/F BLOCK D (NO. 4D) 1,218 ft² 8/F BLOCK E (NO. 4E) 771 ft² 8/F BLOCK F (NO. 4F) 1,246 ft² 8/F BLOCK G (NO. 4G) 1,246 ft² 8/F BLOCK H (NO. 4H) 771 ft² 8/F BLOCK J (NO. 4J) 1,202 ft² 8/F BLOCK K (NO. 4K) 1,231 ft² 8/F BLOCK L (NO. 4L ) 760 ft² 8/F BLOCK M (NO. 4M) 1,039 ft² 8/F BLOCK N (NO. 4N) 1,124 ft² 8/F BLOCK P (NO. 4P) 642 ft² 9/F BLOCK A (NO. 4A) 1,028 ft² 9/F BLOCK B (NO. 4B) 1,000 ft² 9/F BLOCK C (NO. 4C) 1,218 ft² 9/F BLOCK D (NO. 4D) 1,218 ft² 9/F BLOCK E (NO. 4E) 771 ft² 9/F BLOCK F (NO. 4F) 1,246 ft² 9/F BLOCK G (NO. 4G) 1,246 ft² 9/F BLOCK H (NO. 4H) 771 ft² 9/F BLOCK J (NO. 4J) 1,202 ft² 9/F BLOCK K (NO. 4K) 1,231 ft² 9/F BLOCK N (NO. 4N) 1,124 ft² 9/F BLOCK P (NO. 4P) 642 ft² 10/F BLOCK A (NO. 4A) 1,028 ft² 10/F BLOCK B (NO. 4B) 1,000 ft² 10/F BLOCK C (NO. 4C) 2,437 ft² 10/F BLOCK E (NO. 4E) 771 ft² 10/F BLOCK F (NO. 4F) 1,246 ft² 10/F BLOCK G (NO. 4G) 1,246 ft² 10/F BLOCK H (NO. 4H) 771 ft² 10/F BLOCK J (NO. 4J) 1,202 ft² 10/F BLOCK K (NO. 4K) 1,231 ft² 10/F BLOCK L (NO. 4L ) 760 ft² 10/F BLOCK M (NO. 4M) 1,039 ft² 10/F BLOCK N (NO. 4N) 1,124 ft² 10/F BLOCK P (NO. 4P) 642 ft² 11/F BLOCK A (NO. 4A) 1,028 ft² 11/F BLOCK B (NO. 4B) 1,000 ft² 11/F BLOCK C (NO. 4C) 1,218 ft² 11/F BLOCK D (NO. 4D) 1,218 ft² 11/F BLOCK E (NO. 4E) 771 ft² 11/F BLOCK F (NO. 4F) 830 ft² 11/F BLOCK G (NO. 4G) 1,246 ft² 11/F BLOCK H (NO. 4H) 771 ft² 11/F BLOCK J (NO. 4J) 1,202 ft² 11/F BLOCK K (NO. 4K) 1,231 ft² 11/F BLOCK L (NO. 4L ) 760 ft² 11/F BLOCK M (NO. 4M) 1,039 ft² 11/F BLOCK N (NO. 4N) 1,124 ft² 11/F BLOCK P (NO. 4P) 642 ft² 12/F BLOCK A (NO. 4A) 1,028 ft² 12/F BLOCK B (NO. 4B) 1,000 ft² 12/F BLOCK C (NO. 4C) 1,218 ft² 12/F BLOCK D (NO. 4D) 1,218 ft² 12/F BLOCK E (NO. 4E) 771 ft² 12/F BLOCK F (NO. 4F) 1,246 ft² 12/F BLOCK G (NO. 4G) 1,246 ft² 12/F BLOCK H (NO. 4H) 771 ft² 12/F BLOCK J (NO. 4J) 1,202 ft² 12/F BLOCK K (NO. 4K) 1,231 ft² 12/F BLOCK L (NO. 4L ) 760 ft² 12/F BLOCK M (NO. 4M) 1,039 ft² 12/F BLOCK N (NO. 4N) 1,124 ft² 13/F BLOCK A (NO. 4A) 1,028 ft² 13/F BLOCK B (NO. 4B) 1,000 ft² 13/F BLOCK C (NO. 4C) 1,218 ft² 13/F BLOCK D (NO. 4D) 1,218 ft² 13/F BLOCK E (NO. 4E) 771 ft² 13/F BLOCK F (NO. 4F) 1,246 ft² 13/F BLOCK G (NO. 4G) 830 ft² 13/F BLOCK H (NO. 4H) 771 ft² 13/F BLOCK J (NO. 4J) 1,202 ft² 13/F BLOCK K (NO. 4K) 1,231 ft² 13/F BLOCK L (NO. 4L ) 760 ft² 13/F BLOCK M (NO. 4M) 1,039 ft² 13/F BLOCK N (NO. 4N) 1,124 ft² 13/F BLOCK P (NO. 4P) 642 ft² 14/F BLOCK A (NO. 4A) 1,028 ft² 14/F BLOCK B (NO. 4B) 1,000 ft² 14/F BLOCK C (NO. 4C) 1,218 ft² 14/F BLOCK D (NO. 4D) 1,218 ft² 14/F BLOCK E (NO. 4E) 771 ft² 14/F BLOCK F (NO. 4F) 1,138 ft² 14/F BLOCK G (NO. 4G) 1,246 ft² 14/F BLOCK H (NO. 4H) 771 ft² 14/F BLOCK J (NO. 4J) 1,202 ft² 14/F BLOCK K (NO. 4K) 1,231 ft² 14/F BLOCK M (NO. 4M) 1,039 ft² 14/F BLOCK N (NO. 4N) 1,124 ft² 14/F BLOCK P (NO. 4P) 642 ft²

Crescira AVM · estimated value ● Medium confidence

HK$20.24M

≈ HK$16,843 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.07M, with repayments around HK$68,682/mo for the first 5 years.

Open full planner →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$64,629

−HK$4,053/mo

▼ 0.25% · 3.875%

HK$66,639

−HK$2,043/mo

Today · 4.125%

HK$68,682

baseline

▲ 0.50% · 4.625%

HK$72,861

+HK$4,179/mo

Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,364/mo (50% DSR)

Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,488 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 5/F
Flat: BLOCK J (NO. 4J)
Saleable Area: 1,202 ft²
Gross Area: 1,350 ft²
Efficiency: 89%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2010-03-30	HK$21.85M	—	HK$18,178	HK$16,185

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sheung Wan

≈ 8 min walk · 581 m

Education

46

schools within 1 km (20 within 500 m)

Daily convenience

61

within 1 km (21 within 500 m)

Health

19

hospitals/clinics within 1 km

Recreation

58

parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Sheung Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 61 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

1/F BLOCK A (NO. 4A)

1/F BLOCK B (NO. 4B)

1/F BLOCK C (NO. 4C)

1/F BLOCK D (NO. 4D)

1/F BLOCK E (NO. 4E)

1/F BLOCK F (NO. 4F)