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Crescira AVM · estimated value Medium confidence
HK$38.52M
≈ HK$21,470 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.55M, with repayments around HK$130,668/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$122,958
−HK$7,710/mo
▼ 0.25% · 3.875%
HK$126,782
−HK$3,886/mo
Today · 4.125%
HK$130,668
baseline
▲ 0.50% · 4.625%
HK$138,619
+HK$7,951/mo

Deposit HK$11.55M · loan HK$26.96M · min. income ≈ HK$261,336/mo (50% DSR)

Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,636,941 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
NO. 60
Saleable Area
1,794 ft²
Gross Area
2,438 ft²
Efficiency
74%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2012-11-06 HK$33.00M +58.7%
2009-07-09 HK$20.80M +44.6%
2006-05-26 HK$14.38M +45.3%
1999-09-01 HK$9.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 9 min walk · 678 m
Education
40
schools within 1 km (12 within 500 m)
Daily convenience
38
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
68
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com