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Crescira AVM · estimated value ● Medium confidence
HK$42.04M
≈ HK$24,586 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.61M, with repayments around HK$142,632/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$134,216
−HK$8,416/mo
▼ 0.25% · 3.875%
HK$138,390
−HK$4,242/mo
Today · 4.125%
HK$142,632
baseline
▲ 0.50% · 4.625%
HK$151,311
+HK$8,679/mo

Deposit HK$12.61M · loan HK$29.43M · min. income ≈ HK$285,264/mo (50% DSR)

Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,817 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
60號
Saleable Area
1,710 ft²
Gross Area
2,404 ft²
Efficiency
71%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2007-11-29 HK$22.60M +45.8%
1.8y
2006-02-06 HK$15.50M +34.8%
6.4y
1999-10-11 HK$11.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 9 min walk · 678 m
Education
40
schools within 1 km (12 within 500 m)
Daily convenience
42
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
68
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Other appraised units in this building